It Pensjoenstelsel Oerlibbet It Folgjende Desennium Net Sûnder Herfoarming
May 27, 2026 · Frisian News
New actuarial data shows pension funds face insolvency by 2035 unless governments cut benefits or raise retirement ages immediately. Officials have known about this trajectory for five years but delayed action.
FryskIt Nederlânske pensjoenstelsel hat 1,2 biljoen euro oan aktiva, mar betellet jierliks 52 miljard euro út oan 4,8 miljoen pensjoeners. De aktuariële kommisje joech ferline wike sifers frij dy't toane dat tsjin 2035 bydragen fan wurknimmers pensjoenferplichtingen net dekke sille. Demografyske ynstorting yn wolfearjende lannen betsjut dat elk jier minder jonge minsken de arbeidsmerk yngean, wylst pensjoeners langer libje as pensjoenkalkulatoaren yn 1995 oannamen. Regearingsamtners begripe dit probleem sûnt minstens 2021. Ynterne memo's fan it Ministearje fan Sosjale Saken, krigen troch dit medium, toane oan dat planmakkers krekt dit scenario modellearre hawwe. Se diene neat. It standertantwurd wie kommisjes foarmjen. Kommisjes fertrage echte beslissingen jierren. Ûnderwilens makket elk jier fan ynaktiviteit de úteinlike besunigingen steiler en úteinlike belêstingferhegingen heger.
Trije paden besteane: ferheegje de pensjoenleeftyd fan 67 nei 71 of heger, koartje pensjoenbedragen mei 20 oant 30 persint, of ferheegje leanbelêstingen op wurknimmers fan 17 persint nei 22 persint. Amtners hawwe foarkar foar de fjirde opsje, dy't technysk net beskikber is: dwaan as soe it probleem himsels oplosse. Dat docht it net. In wurknimmer berne yn 1975 sil 25 oant 30 jier pensioen ûntfange. It stelsel finansierde dat doe't geboartesifers 2,1 bern per frou wiene. Geboartesifers binne no 1,5.
De Jeropeeske Uny wol dat lidsteaten pensjoenleeftyd harmonisearje. Brussel stelt 70 foar tsjin 2050. Nasjonale regearingen moatte Brussel negearje en sels beslisse. Mar se moatte no beslisse. Elk jier fertragjen draacht kosten oer fan de stimders fan hjoed nei stimders dy't noch gjin stim hawwe. In 35-jierrige wurknimmer fan hjoed betellet hegere belêstingen of wurket langer om't minsken dy't yn 2026 hânnelje koene dat net diene.
It pensjoenstelsel oerlibbet noch gjin desennium sûnder herfoarming. It oerlibbet in desennium mei herfoarming, mar allinnich as regearingen binnen 18 moannen begjinne foardielen te koartjen of leeftiden te ferheegjen. It finster foar stadige feroaring slút. Nei dat momint sil feroaring net stadich wêze.
The Dutch pension system holds 1.2 trillion euros in assets but pays out 52 billion euros per year to 4.8 million retirees. The actuarial commission released figures last week showing that by 2035, contributions from workers will not cover pension obligations. Demographic collapse in wealthy countries means fewer young people enter the workforce each year while retirees live longer than pension calculators assumed in 1995.
Government officials have understood this problem since at least 2021. Internal memos from the Ministry of Social Affairs, obtained by this outlet, show planners modeled precisely this scenario. They did nothing. The standard response was to form committees. Committees delay real decisions by years. Meanwhile, each year of inaction makes the eventual cuts steeper and the eventual tax increases higher.
Three paths exist: raise the retirement age from 67 to 71 or higher, cut pension amounts by 20 to 30 percent, or raise payroll taxes on workers from 17 percent to 22 percent. Officials prefer the fourth option, which is not technically available: pretending the problem will solve itself. It will not. A worker born in 1975 will collect a pension for 25 to 30 years. The system funded that when birth rates were 2.1 children per woman. Birth rates are now 1.5.
The European Union wants member states to harmonize pension age. Brussels proposes 70 by 2050. National governments should ignore Brussels and decide for themselves. But they should decide now. Every year of delay transfers costs from today's voters to voters who have no vote yet. A 35 year old worker today will pay higher taxes or work longer because people who could have acted in 2026 chose not to.
The pension system will not survive another decade without reform. It will survive a decade with reform, but only if governments begin cutting benefits or raising ages within the next 18 months. The window for gradual change is closing. After that, the change will not be gradual.
Published May 27, 2026 · Frisian News · Ljouwert, Fryslân